Habitat for Humanity of Citrus County seeks applicants for homeownership program

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CRYSTAL RIVER, Florida – In a challenging rental market where prices continue to surge, Habitat for Humanity of Citrus County is providing a beacon of hope for local families seeking affordable homeownership. Through their dedicated program, individuals and families have the opportunity to achieve the dream of owning a safe and stable home with manageable mortgage payments.

The current rental landscape in Citrus County, like many areas, is characterized by limited availability and escalating prices. This situation creates significant financial strain for many residents, making it difficult to save for a down payment or establish long-term financial security. Habitat for Humanity of Citrus County addresses this critical need by offering a unique path to homeownership.

A Pathway to Stability

Habitat for Humanity of Citrus County’s program offers qualified applicants the chance to purchase a newly constructed or renovated home with an affordable mortgage, typically ranging from $600 to $900 per month, depending upon each individual financial profile. The mortgage price includes property taxes and homeowners’ insurance. This predictable and manageable monthly payment provides a stable foundation for families to build their future.

“We understand the challenges families face in today’s rental market,” says Jess Ebert, Family Selection Manager for HFHCC. “Our goal is to empower individuals and families to achieve homeownership, providing them with a solid foundation for a brighter future.”

Sweat Equity: Building More Than Homes

A key component of Habitat for Humanity’s program is the requirement for partner families to contribute a minimum of 350 “sweat equity” hours. This involves working alongside volunteers and staff to construct their own homes and those of their neighbors. This important part of the program creates a feeling of community and gives the homeowners a real sense of ownership.

“The sweat equity hours are more than just labor,” Ebert said. “It’s about building community, developing skills, and fostering pride in ownership.”

How to Get Involved

Habitat for Humanity of Citrus County encourages interested individuals and families to learn more about their homeownership program. Information regarding qualification requirements and the application process can be found on their website at www.habitatcc.org, or by contacting our office at 352-563-2744.

“We understand that applying for homeownership can sometimes feel overwhelming, but you are not alone in this process. Our dedicated team at Habitat is here to support you every step of the way. We are excited to partner with you to build strength, stability, and self-reliance through homeownership. If you have any questions, need clarification, or encounter any challenges along the way, please don’t hesitate to reach out. We are happy to guide you through the application process and ensure you have the information and resources needed to take this important step toward affordable homeownership.”

Key Benefits:

  • Affordable Mortgages: Monthly payments between $600 and $900 depending on each individual financial profile. The payments include taxes and insurance.
  • Sweat Equity: Opportunities to build community and gain valuable skills.
  • Stability and Security: A pathway to long-term financial well-being.
  • Community Involvement: Partnering with a trusted local organization.

Habitat for Humanity of Citrus County’s commitment to providing affordable housing is making a tangible difference in the lives of local residents, offering a pathway to a more stable and secure future.